Scale up with new construction financing

REF's construction loans help you minimize your cash in the deal so you can continue to grow your business. Our developer-friendly offerings include graduated equity, financed interest reserves, and cash out on land.

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Rates as low as 9.25%*

Up to 90% of total costs

Up to 75% ARV

Up to 90% of total costs

Financed interest reserves

Up to 100% of construction budget

Financed interest reserves

12 to 24 month terms

Up to 100% of construction budget

*Rates are based on loan terms, borrower qualifications, LTV, and property factors and are subject to change. Non owner-occupied rental properties only. Interest rates or charges herein are not recommended, approved, set or established by the State of Kansas.